The Advantages And Disadvantages Of Funeral Pre-Arrangement Plans


If you are worried about leaving your family the burden of planning and paying for your funeral service after you have passed, you'll be happy to know you have another option. You can make pre-arrangement plans for your own funeral beforehand. There are many advantages to funeral pre-arrangement plans, but, like always, there are some disadvantages as well. 

What Are Funeral Pre-Arrangement Plans?

Funeral pre-arrangement plans occur when someone has planned and/or paid for their funeral service before the time of their passing. This is something that you can directly work with a funeral home to plan. Some funeral homes may have packages to choose from, or you can plan the entire service from top to bottom. 

Advantages of Funeral Pre-Arrangement Plans

The biggest advantage of pre-arranging your funeral is that it's not left to your family to plan while they are grieving their loss. By pre-arranging your funeral, you've given your family the extra time to process and grieve without the added stress of planning a funeral. 

Other advantages of pre-arranging your funeral can include:

  • It saves your family from struggling financially.
  • When you pay beforehand, you pay the price it costs that day, and you avoid any increase in prices.
  • You get to pick the funeral home.
  • You have more control over the funeral and service plans.
  • You can pick where you're buried.

Although there are many advantages, there are always some disadvantages.

Disadvantages of Funeral Pre-Arrangement Plans

The disadvantages of pre-arranging your funeral may seem major to some, but minor to others. It all depends on the person and their wishes. 

Some of the disadvantages of pre-arranging your funeral can include:

  • The funeral costs could decrease over time, meaning by pre-paying you paid more money than necessary.
  • Refunds are not generally an option if you change your mind about the plans you made.
  • You may be unable to leave money to your family if you pre-pay for your funeral.
  • If the funeral home of your choice closes, you may lose out on your money and the plans you previously made.

Paying for a Pre-Arranged Funeral

If you've pre-arranged your funeral, you can always pay the cost in full and upfront, but most funeral homes will offer some sort of payment plan. There is no requirement that you need to pay for your pre-arrangements. If you cannot afford the cost, you can leave the cost until the time of the funeral. However, this will likely leave the cost to your loved ones or to be covered by any life insurance you may have. 

For more information about funeral pre-arrangements, contact a funeral home in your area. 


25 February 2022

Understanding The Funeral Planning Process

Hi everyone, my name is Sari Blakenship. My first time visiting a funeral home was an extremely comforting experience. Although I was blindsided by the death of my loved one, the funeral director helped me through the planning process without taking advantage of my grief. I was allowed to work at my own pace to cope with the grief in a healthy way. I was never rushed or pressured, despite the necessary timeline. Whenever I couldn't move forward, the funeral director held my hand and offered words of comfort. I would like to share each step of the funeral planning process to help others through this difficult process. Planning a funeral takes a lot of thought and time during a particularly difficult period. Please visit whenever you need a hand.